Do you need Financing?
we can offer you really good plans!!
 

1.- U.S Citizens/ Residents clients :

Our company, with several banks and loan companies,is offering excellent finance plans even with bad scoring in the credit report.  Requirements:

  1. 1.Downpayment from 3.25% of the total loan plus closing costs.
    Required documentation (the bank may require additional documentation):

  2. 2.Driver's License.

  3. 3.Social Security Card Copy or Residence alien card.

  4. 4.Name, address, and phones of last 2 years employers.

  5. 5.Payment stubs (last month), and if you are a retired person the "awards letter" (last month)

  6. 6.W-2 and Income Tax Return from last 2 years.

  7. 7.Statements, stocks, bonds, of last two months.

  8. 8.Bankruptcy paperwork and discharge (if applies)

  9. 9.Rental history of last 2 years (if applies)

  10. 10.Bank application (we help you to fill it up)


NOTE: If you don't have all the above information, don't worry, each client is unique and the process and documentation can be adapted to your necessities.





2.-  Immigrant/ Mexican clients:

  1. 1.Our company is offering in our projects excellent finance plans for our mexican clients by several banks and loan officers. Requirements:

  2. 2.Downpayment from 25% of total loan plus closing costs.

  3. 3.General documents to ask for the loan (the bank may ask for additional documentation):

  4. 4.Preceding 2 years of company and/or personal tax returnsMust current pay stubs (1 month period minimum)

  5. 5.Must have current pay stubs (1 month period minimum)

  6. 6.Bank application ( We help you to fill it up)If any own property a document to verify it.

  7. 7.If any own property documents to verify.

  8. 8.Financial Statements (bank accounts and credit cards if available)

  9. 9.Identifications (passport and visa)

  10. 10.Preferential rate from 5.25% and loan term will be 15 to 30 years.

  11. 11.Camino Real Builders, the bank, and the investor will work in one group to manage the investor has to come only two times to sign the papers, close the property and finish the transaction the most efficient and faster way.

  12. 12.We remind you the Texas State requires a Title insurance as part of the closing costs, this is for your safety to avoid problems with the property.

  13. 13.

NOTE: If you don't have all the above information, don't worry, each client is unique and the process and documentation can be adapted to your necessities.

Pre-Qualification 
 ___________________________________________________________________________________________________________________________________________________________________
This application is designed to be completed by the applicant(s) with the Lender’s assistance. Applicants should complete this  form as “Borrower” or “Co-Borrower,” as applicable. Co-Borrower 
information must also be provided (and the appropriate box checked) when  the income or assets of a person other than the Borrower (including the Borrower’s spouse) will be used as a basis for loan 
qualification or  the income or assets of the Borrower’s spouse or other person who has community property rights pursuant to state law will not be used as a basis for loan qualification, but his or her 
liabilities must be considered because the spouse or other person has community property rights pursuant to applicable law and Borrower resides in a community property state, the security property is 
located in a community property state, or the Borrower is relying on other property located in a community property state as a basis for repayment of the loan.  
 If this is an application for joint credit, Borrower and Co-Borrower each agree that we intend to apply for joint credit (sign below): 
 _________________________________________ _________________________________________
Borrower                 Co-Borrower 
I. TYPE OF MORTGAGE AND TERMS OF LOAN
Mortgage 
Applied for: 
 VA    Conventional   Other (explain): 
 FHA     USDA/Rural 
 Housing Service 
Agency Case Number   Lender Case Number  
Amount  
  $
Interest Rate  
  %
No. of Months   Amortization Type:   Fixed Rate  
 GPM  
 Other (explain):  
II. PROPERTY INFORMATION AND PURPOSE OF LOAN
Subject Property Address (street, city, state & ZIP)  No. of Units 
  
Legal Description of Subject Property (attach description if necessary)   Year Built  
Purpose of Loan   Purchase   Construction    Other (explain): 
 Refinance    Construction-Permanent 
Property will be:  
 Primary Residence   Secondary Residence   Investment 
Complete this line if construction or construction-permanent loan. 
Year Lot 
Acquired  
Original Cost  
  $
Amount Existing Liens  
  $
(a) Present Value of Lot 
   $
(b) Cost of Improvements 
 $
Total (a + b)  
 $
Complete this line if this is a refinance loan. 
Year 
Acquired  
Original Cost  
  $
Amount Existing Liens  
 $
Purpose of Refinance   Describe Improvements  
Cost: $  
 made    to be made  
Estate will be held in:  
 Fee Simple  
Title will be held in what Name(s)   Manner in which Title will be held  
Source of Down Payment, Settlement Charges, and/or Subordinate Financing (explain)  
 Leasehold (show 
 expiration date) 
Borrower  III. BORROWER INFORMATION  Co-Borrower 
Borrower’s Name (include Jr. or Sr. if applicable) 
  
Co-Borrower’s Name (include Jr. or Sr. if applicable) 
Social Security Number  Home Phone  
(incl. area code) 
DOB (mm/dd/yyyy)  Yrs. School  Social Security Number  Home Phone  
(incl. area code) 
DOB (mm/dd/yyyy)  Yrs. School 
 Married     Unmarried (include  Dependents (not listed by Co-Borrower)   Dependents (not listed by Borrower)  
 Separated         single, divorced, widowed) 
        
no.   ages 
  Married       Unmarried (include  
  Separated     single, divorced, widowed) 
no.  ages 
Present Address (street, city, state, ZIP)   Own   Rent ____No. Yrs.  Present Address (street, city, state, ZIP)   Own   Rent ____No. Yrs. 
Mailing Address, if different from Present Address 
  
Mailing Address, if different from Present AddPrequalification.html
Application 
 ___________________________________________________________________________________________________________________________________________________________________
This application is designed to be completed by the applicant(s) with the Lender’s assistance. Applicants should complete this  form as “Borrower” or “Co-Borrower,” as applicable. Co-Borrower 
information must also be provided (and the appropriate box checked) when  the income or assets of a person other than the Borrower (including the Borrower’s spouse) will be used as a basis for loan 
qualification or  the income or assets of the Borrower’s spouse or other person who has community property rights pursuant to state law will not be used as a basis for loan qualification, but his or her 
liabilities must be considered because the spouse or other person has community property rights pursuant to applicable law and Borrower resides in a community property state, the security property is 
located in a community property state, or the Borrower is relying on other property located in a community property state as a basis for repayment of the loan.  
 If this is an application for joint credit, Borrower and Co-Borrower each agree that we intend to apply for joint credit (sign below): 
 _________________________________________ _________________________________________
Borrower                 Co-Borrower 
I. TYPE OF MORTGAGE AND TERMS OF LOAN
Mortgage 
Applied for: 
 VA    Conventional   Other (explain): 
 FHA     USDA/Rural 
 Housing Service 
Agency Case Number   Lender Case Number  
Amount  
  $
Interest Rate  
  %
No. of Months   Amortization Type:   Fixed Rate  
 GPM  
 Other (explain):  
II. PROPERTY INFORMATION AND PURPOSE OF LOAN
Subject Property Address (street, city, state & ZIP)  No. of Units 
  
Legal Description of Subject Property (attach description if necessary)   Year Built  
Purpose of Loan   Purchase   Construction    Other (explain): 
 Refinance    Construction-Permanent 
Property will be:  
 Primary Residence   Secondary Residence   Investment 
Complete this line if construction or construction-permanent loan. 
Year Lot 
Acquired  
Original Cost  
  $
Amount Existing Liens  
  $
(a) Present Value of Lot 
   $
(b) Cost of Improvements 
 $
Total (a + b)  
 $
Complete this line if this is a refinance loan. 
Year 
Acquired  
Original Cost  
  $
Amount Existing Liens  
 $
Purpose of Refinance   Describe Improvements  
Cost: $  
 made    to be made  
Estate will be held in:  
 Fee Simple  
Title will be held in what Name(s)   Manner in which Title will be held  
Source of Down Payment, Settlement Charges, and/or Subordinate Financing (explain)  
 Leasehold (show 
 expiration date) 
Borrower  III. BORROWER INFORMATION  Co-Borrower 
Borrower’s Name (include Jr. or Sr. if applicable) 
  
Co-Borrower’s Name (include Jr. or Sr. if applicable) 
Social Security Number  Home Phone  
(incl. area code) 
DOB (mm/dd/yyyy)  Yrs. School  Social Security Number  Home Phone  
(incl. area code) 
DOB (mm/dd/yyyy)  Yrs. School 
 Married     Unmarried (include  Dependents (not listed by Co-Borrower)   Dependents (not listed by Borrower)  
 Separated         single, divorced, widowed) 
        
no.   ages 
  Married       Unmarried (include  
  Separated     single, divorced, widowed) 
no.  ages 
Present Address (street, city, state, ZIP)   Own   Rent ____No. Yrs.  Present Address (street, city, state, ZIP)   Own   Rent ____No. Yrs. 
Mailing Address, if different from Present Address 
  
Mailing Address, if different from Present AddFinancing_files/application.pdf

The A-Z steps to get good financing.

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